Change Your Mind?
If you have ordered something from a catalogue, and then you have realised that you can no longer afford the repayments, you have the legal right to return them. You can cancel the order for up to 14 days after you have received the goods. You will obviously have to return the goods (and in the condition that you received them), and you might have to pay for the delivery. However this will be much cheaper than paying for something you don’t actually want, or can’t afford.
What Happens If You Don’t Pay Your Catalogue Debts?
Should you find yourself unable to repay your catalogue debts, the company will start chasing you for payments to catch up on your arrears. If you are still unable to pay, your account will default and the catalogue company could take further action against you.
The company may take the decision to pass your debt onto a debt collection agency, who will contact you (sometimes to distressing levels) to get your payment. You may also be taken to court. However, despite all of this, catalogue debt should still considered a low-priority debt, meaning that you should pay your utility bills and living costs before considering repaying the catalogue company.
Help Repaying Catalogue Debts
If you are struggling to repay your catalogue, or if you have any other debts, please don’t hesitate in contact Debt Assist UK. Our trained advisers can help give you information on how best to deal with your particular debt trouble. And best of all, there is absolutely no obligation to use any of the services we may suggest!
So what have you got to lose? Contact us now by filling in the form, or call us on 0800 029 3992 now!