ENERGY BILL DEBTS

Are you struggling to pay your energy bills? Don’t worry! As these are considered priority debts our trained advisers can make sure that these get paid before any of your other debts; we don’t want you getting cut off. Call us now on 0800 029 3992.

WHAT HAPPENS IF I DON’T PAY MY ENERGY BILLS?

If you are unable to pay your energy bills, then your suppliers may apply for a court warrant in order for them to enter your home to install a pre-payment meter. They may also use the services of a debt collection agency to get payment from you.

Having a prepayment meter fitted means that your energy supplier can add a set amount that must be paid each week or else you will be cut off. This set amount is usually a weekly amount that will let you pay off your debt with them over a set period. Obviously you will still have to pay for the energy you currently use too. Any payments you make to the meter it is your outstanding debts that are paid off first. So be careful.

UTILITY SWITCHING

Everyone knows that they should switch regularly, but not enough people do. Simply put, utility switching is when you change energy supplier to get the best deal for you.

There are only two situations in which you can’t switch supplier, these are:
If you have arrears of over 28 days or, if you are on a prepayment meter, you have arrears of over £500. Otherwise, you can switch suppliers at any time.

There are a lot of switching and comparison websites out there (try using one with Ofgem logo), just make sure that whoever you use, you do a little research before hand to make you are actually getting the best deal. Try calling your current supplier to see if they can anything – they can often put you on a better tariff if you just ask.

I CAN’T REPAY MY ENERGY BILLS

If you find yourself struggling to pay your energy bills, the first thing you should do is talk to your energy supplier, they are usually very understanding, and will help you.

If you have tried this, or you have you have gone beyond a point where they can help, contact us now and we will find a solution to help you repay your debts at a rate you can afford.

WATER BILL DEBTS

On the plus side, suppliers cannot turn off your water supply if you don’t pay your water bills, however they can appeal to the courts to get back the money you owe. If you are struggling to repay your water bills, or any other debts, contact us straight away and let our trained advisers help you get debt free.

WHAT HAPPENS IF I DON’T PAY MY WATER BILLS?

If you are unable to pay your water bills then your supplier must take steps to get the money. This usually takes the form of:

Letters and calls chasing for payment
Your debt passed onto a debt collection agency
A county court judgement (CCJ) taken against you
Bailiffs called in
Your supplier can even have the payments taken out of any benefits you receive

What Should I Do If I Can’t Repay My Water Bills?

If you find yourself falling behind in payments to your water company, the first thing you should do is contact your supplier. They might be able to come up with a repayment method.

If this option doesn’t work, contact us now on 0800 029 3992 and our trained advisers will work out a repayment method that you can afford.