New Year, New You

Whilst every other financial institution will inevitably, once again, show you how to budget during 2019. Debt Assist UK is trying to encourage you to make REAL changes this year.

You KNOW how to budget, the problem is when you CAN’T do it. We understand that the majority of people who are struggling with debt aren’t doing so through overspending, or money (mis)management, there are often underlying causes of debt, and we want to help.

Make a REAL Change in 2019

Debt Stress

If you are struggling with debts, then please read this before you go any further.

Improve Your Credit Rating

If you have a bad credit rating, how can you go about checking and building it up?

Financial Abuse

If you are suffering from financial (or any other kind) abuse, call the 24-hour National Domestic Violence Helpline now on 0800 2000 247.

Gambling & Debt

If you have a gambling problem and are struggling with debt, then we urge you to seek help and support from trained professionals.

These are real changes that you can make yourself, no matter how difficult they may seem to be. However, if you want to talk to someone, our friendly advisers are here to listen. There is no fee for calling us, and there is no obligation for you to accept any of the services we may offer you.

What Is A Debt Management Plan?

A debt management plan (DMP) is an informal debt solution where you pay back all of your debts but at a reduced rate that is affordable to you.

What Is An Individual Voluntary Arrangement?

An individual voluntary arrangement (IVA), is a formal debt solution where you pay back your creditors on a pro-rata basis over five years. Anything not repaid after this time will be written off.