Mental Health and Money Advice

Money and mental health are often linked. Poor mental health can make managing money harder and worrying about money can make your mental health worse. If you are at all worried about your debts, please visit the sites below.


Mind gives information about the relationship between money worries and mental health, with suggestions on how to address them.

Mental Health Foundation

If you experience mental ill-health, it can affect your personal finances. Debt is also a factor that can trigger things such as anxiety or depression. Lots of helpful information and advice.


Samaritans is a registered charity aimed at providing emotional support to anyone in emotional distress, struggling to cope, or at risk of suicide throughout the United Kingdom and Ireland, often through their telephone helpline

Tax Debt and Mental Health

An excellent resource for understanding the impact of debt to mental health – the different kinds of debt and how they can be a key source of stress, depression, and anxiety if not planned and managed properly.  Also includes other useful information and resources, including debt charities and organisations that are dedicated to helping people conquer their debt problems.


A local Shelter advice centre could help if you’re worried about debt. You can also get debt or money advice over the phone or online. Most Shelter advice centres offer debt advice as well as housing advice.

How to Cope with Money Worries

A great guide from the NHS on what to do if you’re feeling low and/or anxious when struggling to cope with money issues.

Although there is no charge for any advice that Debt Assist UK provide, there may be fees for some of the solutions we suggest. We always like to provide the best advice, and in that spirit, here are some alternatives to us that also offer free debt help or advice.

Citizens Advice

Citizens Advice offers free, independent, confidential and impartial debt advice.

StepChange Debt Charity

StepChange provides expert advice, budget support and solutions to help you manage your debts.

Money Advice Service

Money Advice Service offers free debt counselling, debt adjusting and provision of creditor information services.

Debt Advice Foundation

Debt Advice Foundation is a national debt advice and education charity offering free, confidential support and advice to anyone worried about debt.

National Debtline

National Debtline has helped millions of people with their debts. They’ll talk you through options and give clear advice on how to take back control.


PayPlan’s supportive, non-judgemental team of advisers help thousands of people beat their debts every year, and treat all of their calls with the strictest confidence.